I would choose to wear a holster over this every time. I don’t like the extra step of removing the button strap at draw, I don’t like the fact that it is fabric. Holstering is more of a chore (I holster without breaking the 4 fire arm safety rules). Some people recommended holstering it before putting it on, but like in my other post, I feel there’s more potential for the gun to go swinging around.
That being said, I’ve developed a system I believe is safe… it took me some time… but I do believe it’s safe (as long as you’re smart about holstering). There is tough leather like material that covers the trigger. I was not comfortable with it at first, but now it fits a necessary niche for me. Definitely not my Go-To, but I’m comfortable with it now. (It’s also one of the reasons why I like to have a safety on my gun. I don’t depend on it… but it makes me feel better about carrying in this method.) It’s also a very easy method to conceal, and you can wear it in many different positions.
I may consider getting a crossbreed in the future. I wanted to make sure the neoprene would last. I was expecting the neoprene to wear out faster. $20 every few months isn’t huge, but $70 every few months would be tough. (which is another aspect of belly bands I don’t like). So far it seems to last. I also didn’t realize crossbreed sold replacement bands for $35. I may upgrade to the Crossbreed when I get the chance. That being said, I have been pleased with my comfort tac.