While I have a Carry Permit in Connecticut, my wife does not. Should someone try and break in and present physical harm to her and she responds with one of my weapons, is she covered by my USCCA policy for legal expenses and whatever else is involved?
Thank you, Bill
Welcome
@Bill94 Welcome to our community, we are glad to have you and your wife here. 
The short answer is, yes. Call 800-674-9779 and talk to a Rep. You can also add your wife to your membership for a small fee. USCCA is always open and can answer all your questions. 
@Bill94 Welcome to the community.
To add too what @BRUCE26 was saying, if you and/or your wife are/or were a first responder, veteran, law enforcement etcā¦ you will get a discount on one or both of your memberships, the USCCA advertise that.
Hello and welcome @Bill94
Welcome! 
Welcome dear Bill94.
I donāt know, However, more certainty, peace of mind, and possible discounts involved if she signs up for the insurance. If she can legally posses a firearm in the home, that may also help her legally.
Only if itās in the house. Thatās about it. She has to be a member for USCCA to cover her outside.
Thank you all for such quick and informative responses. I will do as some mentioned and see if I have to add her in any way to be sure. One of those things we hope we never need, but have to have. It would only be in the house as she has permanent nerve damage from chemo.
Bill
Welcome to the family Brother and Sister !
and blessings on your fine wifeās condition.
Short answer: Yes.
Welcome to the community!
As a USCCA member, your legal spouse (per laws of your state of residence) (and other family members related by blood) is, while at your residence premises, also an additional insured on the self defense liability insurance policy the USCCA purchased. Coverage is triggered by any lawful act of self defense not otherwise excluded.
You could also get her her own spouse level membership, āunderā your primary membership, at a 50% discount from the full price. She would then, in addition to having her own email login/access to the online training and education, be an additional insured throughout the coverage territory of āthe United Statesā rather than only at your residence premises.
Is this still accurate in 2026? Iām not seeing this verbiage in the current liability policy, but maybe Iām missing it. Is a spouse covered in the house if sheās not added as part of the 50% discounted plan for spouses?
Start here, introduce yourself, then post
Yes, still applicable
Page 12 of policy
āADDITIONAL INSUREDS ā ASSOCIATION MEMBERS
A. The definition of āinsuredā set forth in paragraph L. of SECTION VāDEFINITIONS is amended to
include the following individuals as additional insureds:
1. āAssociation membersā; and
2. Any individual who is not an āassociation memberā but who is related by blood, marriage or adoption
to the āassociation memberā, or is a minor person in the legal custody of the āassociation memberā,
provided that such relative or minor person permanently resides with the āassociation memberā at
the āassociation memberāsā permanent residence.ā