It’s a deal that makes a USCCA membership even more worth it IMO.
For those who missed it at the top of the sign-in page, it’s a $124 value.
Yes, you have to provide sensitive information to get the protection (And the more info you supply, the more they can protect you), but you have to decide whether taking your chances without it in today’s totally digital, AI world beats giving your information to a security company to protect it. I have been on the fence about getting this type of protection for a while…this clinches the deal for me. I signed up.
In 2025, identity theft reports in the U.S. exceeded those of 2024, with losses growing at an average rate of about 27% annually. Nearly 1 in 3 Americans reported being victims of identity theft, highlighting a significant concern among the population.
Identity theft continues to be a significant issue in 2025, with rising reports and financial losses. The following statistics highlight the current state of identity theft in the United States.
Key Statistics
Statistic
Value
Total identity theft reports (2025)
Expected to reach 1.86 million
Financial losses due to identity theft
Over $10.91 billion (Q1-Q3 2025)
Increase in identity theft reports
27% average annual growth
Credit card fraud reports
503,450 (Q1-Q3 2025), +49.5% from 2024
Loan and lease fraud reports
178,210 (Q1-Q3 2025), +34.7% from 2024
Account takeover scams increase
250% increase in 2024
Types of Identity Theft
Common Types
Credit Card Fraud: Most prevalent and fastest-growing type.
Loan and Lease Fraud: Involves various loans and often leads to long-term financial damage.
Synthetic Identity Fraud: Expected to reach $23 billion in losses by 2030.
Emerging Trends
Deepfake Technology: 46% of businesses reported an increase in deepfake scams.
Account Takeover: A significant rise in malicious hackers taking control of social and e-commerce accounts.
Consumer Awareness
Despite widespread concern, only 21% of Americans use identity protection services, indicating a significant protection gap. Identity theft remains a top fear for 66% of the population, surpassing concerns about home burglary and carjacking.
This is more about mitigating the results of identity theft… Keeping the damage to a minimum through early detection, reducing possible vectors of theft, and reimbursement. You’re right, Identity theft can be fast.
I worked a lifetime to accumulate what (To me) is a significant nest egg. For me, there are too many out there (And their numbers grow by the day) who are all too eager to make a fast buck at my expense as opposed to making an honest living.
If you already have the same protection, I saw where you could switch it to the free (Well, INCLUDED with your USCCA membership) subscription. Why pay for the same protection you can have for free? (This is their Core plan.)
Overview of LifeLock Services
LifeLock provides identity theft protection services designed to safeguard your personal and financial information. Here are the key features:
Identity Monitoring
Personal Data Monitoring: LifeLock continuously monitors your personal information, including Social Security numbers and bank accounts, for signs of fraud.
Credit Monitoring: Depending on the plan, it offers monitoring across one or three credit bureaus, alerting you to any suspicious activity.
Alerts and Notifications
Fraud Alerts: You receive alerts if your information is detected in suspicious activities, helping you respond quickly to potential threats.
Identity and Social Security Alerts: Notifications about changes or suspicious activity related to your identity.
Recovery Assistance
Identity Restoration Specialists: If you become a victim of identity theft, LifeLock provides access to specialists who assist in restoring your identity.
Reimbursement Coverage: Plans include reimbursement for stolen funds and personal expenses, with coverage limits varying by plan.
Note: If you already have LifeLock, you can switch to your USCCA-included benefit by canceling your current subscription and reactivate using the link on your USCCA member site.
It is a good value, if it is what you want. Here we use TrendMicro. Suggested by our IT folks. Did have some experience with Norton. Slowed our system. And, sure seems like they want an awful lot of information about you. Just say’in.
This free subscription is for Norton Lifelock identity protection. (No need to install anything on your computer.)
Agreed, their anti-virus will slow down a system until it is painful.
Yes, they need your sensitive info so they can monitor it. It wouldn’t be very effective if it didn’t know what sensitive data bad guys were trying to access.
Trust me, I’m not the most trusting person, to just offer my most sensitive info either. I haven’t input all of it yet myself, but their dark web search did show 7 vulnerability areas that I have already addressed.
My wife and I have had it for years well worth the money IMHO. we have been hit with ID theft several times until we got life lock they monitor and notify you of anything out of normal.
The Motley Fool
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