Will USCCA defend me if I carry in a gun free zone?

Legal & Second Amendment
21

That was posted here:

That code

snip
(B)Subparagraph (A) does not apply to the possession of a [firearm](Definition: firearm from 18 USC § 921(a)(3) | LII / Legal Information Institute)—

(i)

on private property not part of school grounds;

(ii)

if the individual possessing the firearm is licensed to do so by the State in which the school zone is located or a political subdivision of the State, and the law of the State or political subdivision requires that, before an individual obtains such a license, the law enforcement authorities of the State or political subdivision verify that the individual is qualified under law to receive the license;

(iii)that is—

(I)

not loaded; and

(II)

in a locked container, or a locked firearms rack that is on a motor vehicle;

(iv)

by an individual for use in a program approved by a school in the school zone;
snip

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22

Beware that technically this would (lay person speaking here) only seem to apply if you are licensed to carry by that state. Not permitless, not carrying in a different state using reciprocity

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23

Thanks Nathan57 for that expanded information. Seems like section B(i) and B(ii) MAY cover me if my car is considered “private property” - I just wish they were a little more clear. I think I’m gonna start looking closer at maps to know exactly where I am at all times and avoid buffer zones if I can.

Thanks again!!

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24

@David1557 Welcome to the community, and as the great input Nathan57 gave, it’s best to avoid these buffer zones if at all possible. It’s always best to be safe than sorry if you can help it.

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25

I do not know anything about this product, but it may be something to look into further: https://byrna.com/

26

Just my opinion or view: I highly recommend not carrying on school property. For better of worse it is the law. I have a ccp so I can carry on the periphery or within 1,000 feet. I highly recommend not carrying in government buildings and libraries (in Wisconsin, anyway). I will not enter a building that prohibits carrying with a sign posted but I will also not frequent that location with my business. Otherwise, I do carry where I am allowed in my home state or others when I visit.

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27

Hannity loves it; they are a major sponsor for his radio show. Branca has very serious reservations about it. You can find Branca’s videos on them on Youtube (one recent about their shotgun shells and an older one about the pistols).
I agree with Branca and would not use one.

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28

I would not use and personally do not recommend them either.

Tom Grieve in one of the ask an attorney series videos is hesitant about them as well.

My take, for less than lethal, the go-to is almost always going to come back to pepper spray. The regular old pepper spray in a can. Sabre, POM, Fox Labs

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29

It appears that USCCA is ONLY for defensive shootings, and not gun related coverage. I want to make sure that, if I’m charged with violating a gun free zone arrest, I would be covered. This is again because I despise GFZ laws and find them repulsive, and to be ignored outright.

However, some places where I live have the 51% rule, but they’re also a restaurant. I could go to the restaurant part, not go to the bar, not even drink, but still be made and charged. It’s a dumb law, and I should be covered for it.

I could pay a defense lawyer a retainer fee and they’d represent me. USCCA will not.

That seems to be my hang up. That the only way I’m MAYBE SORTA covered is if, during a defensive shooting, I manage to check a bunch of boxes ensuring that my actions didn’t violate any of the conditions or stipulations found in the insurance policy. I’d rather have an actual lawyer to fall back on than a whimsical insurance policy.

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30

It isn’t reckless to carry a concealed gun in a place that it is forbidden. The whole grayperson/sheep dog thing is kinda funny, but it’s true. I never ever open carry, and I don’t scream THIS GUY HAS A GUN with how I dress. No 5.11 pants, tucked in 5.11 polos with a cover vest for me!

Doing with the whole of the law what you will is good and important. If I’m going into a business or place I must go into, I’m not disarming, and I want to be covered.

If the worst thing I do is disregard a posted sign, I’m morally secure in doing so, because bad laws should be broken.

I still wouldn’t carry in a school though or try to get through an airport while carrying. Hell, I’m certain that you can carry in an airport, just not in the sterile zones, but I’ll still typically disarm if I have to interact with an airport.

I just can’t contemplate surrendering an enumerated right because a sign is on a window. These things should be disregarded with contempt.

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31

I am not aware of anyone you can join that will pay for your expenses if you simply violate a gun free zone/law.

If you, as you say

However, some places where I live have the 51% rule, but they’re also a restaurant. I could go to the restaurant part, not go to the bar, not even drink, but still be made and charged. It’s a dumb law, and I should be covered for it.

You will not be covered for that

You may want to double check on exactly what a retainer is and how it works. I suggest reaching out directly to the attorney you would do this with and ask them exactly what, if any, your expenses would be and what you would get if you went out and got charged for breaking a carry law and wanted to be defended.

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32

If I’m reading AOR’s terms correctly, they will, because they’re lawyers and not an insurance company. Even if you commit a crime with your gun they’ll cover you. The only ‘crime’ I’d commit with one is taking it with me into someplace a politician says I can’t.

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33

If you have an act of self defense, you may have coverage for that.

The self defense liability insurance policy that members are additional insureds on is for that…self defense.

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34

I strongly suggest reaching out and asking them if they will cover you for the charges stemming from the act of self defense should you be illegally carrying when you act in self defense (as USCCA could)

or

if they will cover you because you decided to carry where illegal and simply got caught.

These are two different things.

Ask directly and explicitly for the details. My recommendation.

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35

That’s what I have done, and I’m waiting on a reply.

I feel like that’s what I’ve done here, and I haven’t received a coherent YES or NO.

USCCA: If I’m caught simply carrying a gun where i’m not supposed to, will I be covered? probably most certainly not. If I’m involved in a lawful defensive shooting while carrying where I wasn’t supposed to, will I be covered?

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36

No, you will not

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37

State restrictions such as state no-gun zones, do not impact self defense liability insurance coverage

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38

A contradiction but I understand what you’re getting at but if you’re knowingly breaking a law I doubt any lawyer is going to be able to do much to get the charge dropped.

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39

Check state law. Fed law prohibits carry in all airport sterile areas, as you said. However, here in Arkansas, it is illegal to carry anywhere in the terminal… unless you have anArkansas Enhanced CHCL (available only to Ark residents and military assigned to Arkansas).

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40

Robert 1246. I Love You brother sir . No The USCCA DOES NOT PAY FOR STUPID. :bangbang::100::100::us::100::bangbang::stop_sign::bangbang::100:STUPID GOES TO JAIL EVERY SINGLE TIME. And . . That’s why we train and SITUATION AWARENESS. Training is . Your. STAY OUT OF JAIL FREE CARD. TRAINING AND KNOWING YOUR LAWS WHERE EVER YOU ARE SIR . :chile::us::chile::us::heart::white_heart::blue_heart:Here’s ya a RootBeer. And a popcorn :beer::popcorn:Bobby Jean :feather::feather::smiling_face_with_three_hearts:

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