YES, this is a concern

On top of that, understand there are many loopholes for them to step out on defending you. Words like normal circumstances. I look this up and asked some questions. Found out that if there is a riot in your town and a group breaks into your house it is not “normal circumstances”. They will not defend you if you protected your family. I found many things like this in the “agreement”. One of the reason I cut my membership up.

1 Like