Wanted to share an interesting article about home owners insurance. Kind discuss your experiences and ideas. Cheers!
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Also close the safe when not in use. My Grandfather always left his open. When his house burned down everything inside was destroyed.
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What if anything did he do to protect against water damage?
Here in the communist state of NY, after the NRA debuted Carry Guard, the state said they weren’t allowed to sell it. That also meant they could no longer insure my guns!
State farm has firearm insurance through another company. I cover 10K in guns for $125 a year. This includes theft or loss as well as if my house were to flood, burn down etc.
I gave them receipts for everything and they will cover at replacement cost, not just what I paid.
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Glad to hear that you’ve got that extra insurance on your firearms, @Sneezy! They’re not inexpensive to replace!
I just got some of my guns covered on insurance. I put my EDC, AR, and shotgun on the policy. All other 16is guns that do not exist are all on their own. I asked him about what happens if they go down with your boat and he wanted me to get insurance on my boat too.
How do you all feel about insuring your guns?
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Put the monthly money you would use to insure the guns into an exchange traded fund at Vanguard every month.
That’s how I feel about insuring my guns.
Then again, I’m not a collector of guns.
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I already put money away for collecting guns. That is how I save to collect them. You never know when you are going to come across an original blunderbuss, or an original of any kind.
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Insurance for those who collect firearms makes far more sense.
I spend way more on ammo than guns.
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