Put on Your Inflation Waders

The article below is from David Stockman’s Contra Corner. For those too young to remember, David Stockman was Reagan’s budget director. He now runs a blog site dedicated to things economic and political …

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If he’s right, then the biggest threat on the horizon is inflation, driven by a federal government unable to control its spending and that literally prints trillions of $$ to finance politically popular social programs, bailouts and military adventurism.

For those who are preppers. Consider that the biggest threat to your safety (both financial and physical) is not marauding gangs of street criminals, LGBTQ-people or illegal aliens bent on robbing you. But rather, the federal government’s bloat, unconstrained spending and printing money that will literally destroy your income and wealth through hyperinflation. Since 2017, according to Stockman, inflation has destroyed about 30% of the purchasing power of everyone’s savings and income.

It would be wise to develop plans.

Buckle Up For The Coming Trumpian Imbroglio.…With Our Daily Missive To Honestly Identify The Good, The Bad, The Bogus and The Beltway Bombast

Dear Reader,

America dodged a bullet on November 5th when the voters sent the Beltway Dems packing—along with their DEI, woke, climate howling, Nanny State, leftwing dumbassery. But having avoided plunging into the fire with Kamala, America is by no means out of the frying pan. Not by a long shot.

That’s because the mainstream Media Combine (CNN, MSNBC, ABC, CBS, NBC, the New York Times and the Washington Post) is in the tank for the status quo as defined by the Washington ruling elites. This means, of course that it will be viciously gunning for all the good things Donald Trump is trying to do like house-cleaning at the FDA and CDC with Bobby Kennedy; fumigating the FBI with Kash Patel; de-weaponizing the DOJ with Pam Bondi; and purging the intelligence community of its legions of Deep State miscreants with Tulsi Gabbard.

Unfortunately, Donald Trump has a lot of dubious plans of his own, as well. These include sweeping, unnecessary deportations of noncriminal immigrants and massive economically harmful tariff increases. Beyond these digressions, however, lies America’s real overriding problems—a rogue central bank, out-of-control public debt and a massively oversized national security establishment that never stops looking for foreign monsters to destroy and provocations to launch.

Unfortunately, Donald Trump is mostly on the wrong side of these bedrock issues. In no way shape or form has he abandoned his affinity for spending, borrowing, money printing and huffing and puffing with guns, bombs and missiles in some kind of glandular substitute for a coherent foreign policy.

Needless to say, we think there is every reason to expect on the fiscal front that the $8 trillion Trump added to the public debt during his first turn in the Oval Office was just a warm-up. When you add-up all his campaign promises to extend the 2017 tax cuts, exempt tips, overtime and social security income and spend far more for defense and border control it adds up to at least $10 trillion of added red ink over the next decade.

So, when the public debt crosses the $37 trillion mark in the next few months, it will be accurate to say that you haven’t seen anything yet. We will be well north of the $40 trillion debt mark sometime in 2025 and, when you add the GOP/Trump planned $10 trillion of new red ink to CBO’s latest optimistic baseline forecast, the public debt will be pushing $70 trillion by the mid-2030s.

And it’s off to the races thereafter. Under the current Warfare State and Welfare State UniParty policies, which we see no evidence that Trump intends to challenge, the public debt will reach $150 trillion and 166% of GDP by mid-century. That is to say, America is in the grips of a Doomsday Machine that was not even mentioned, let alone addressed, by either candidate in the woebegone election we have just completed.

Needless to say, figures of these stunning magnitudes imply Roman Empire style financial ruin. Even if the Keynesian fools at the Fed throw in the towel and restart the printing presses, which we do not expect to happen anytime soon, they could not possibly buy enough bonds and monetize enough of the public debt to enable Uncle Sam to smoothly borrow another $100 trillion over the next quarter-century.

In short, despite Donald Trump’s welcome election victory, a thundering fiscal and financial crisis is most surely just around the corner. That’s because the UniParty politicians of both parties—including Donald Trump-- want to shovel even more borrowed money into the bloated Warfare State and neither wants to save a dime from the heart of the Welfare State—the $36 trillion cost of the depleted Social Security and Medicare trust funds over the next decade.

Accordingly, what lies ahead is the most difficult stretch of economic and financial turmoil that the nation has seen since the 1930s at least, and likely ever in its history. After all, with the cost of living up 30% under the Trump/Biden administrations since January 2017 and the CPI stuck in the 3-4% increase zone, the Fed can’t come to the rescue by scooping up $120 billion of bonds per month like it did during the heyday of QE.

That means, of course, that the massive flow of red ink ahead will have to be financed the honest way by tapping available private savings. Unfortunately, however, the US savings rate has plunged to rock bottom levels, meaning that Uncle Sam’s massive presence in the bond pits will force interest rates steadily higher, crowding out private investment in the process.

In turn, this will mean staggering increases in the Federal debt service—the cost of which has already erupted from about $300 billion annually a few years back to more than $1 trillion at present. But there is now no prospect that the weighted average cost of US Treasury bills, notes and bonds could drop below the current 4-5% level during the balance of this decade.

By the early 2030s, therefore, the Federal interest tab alone will reach a staggering $3 trillion per year. At a minimum. And that’s more than the current budget for defense, Social Security, Medicare, Medicaid and Food Stamps combined!

At the same time, total private debt now totals more than $61 trillion, meaning that the carry cost of the current massive household borrowings ($20 trillion), business debt ($21 trillion) and financial sector borrowings ($20 trillion) will soar in the years ahead. The cheap debt issued by these sectors during the last decade will relentlessly rollover into far higher interest rate borrowings, if it can be refinanced at all.

In turn, rising interest rates and over-leveraged business and household balance sheets will weigh heavily on investment, productivity, jobs and incomes in the private sector.

Accordingly, America is not going to “grow” its way out of the $100 trillion of public and private debt that weighs heavily on the economy at present.

There is no mystery, of course, as to where this fiscal and economic disaster came from. Both Wall Street and Washington went off the deep end during the 2020-2021 pandemic period—spending, borrowing, printing, and speculating like never before in history.

That we are now reaping the whirlwind should not be surprising. Just recall the staggering magnitudes of the fiscal and monetary madness that erupted during the 365 days after March 2020.

On the fiscal front, Congress enacted $6.6 trillion of Covid-Lockdown bailouts and stimmies virtually sight unseen. That figure was 7.5X the actual $800 billion loss of
GDP during the same period. It was also equivalent to $49,000 for every single household in America.

Likewise, the Fed’s balance sheet soared from an already bloated $3.8 trillion in the fall of 2019 to a peak of $9.0 trillion a few months ago. Yet, how do you even comprehend that $5.2 trillion of central bank balance sheet expansion? After all, what it actually measures is the cumulative gobs of new fiat credits being printed day-in-and-day-out.

106 Years of Money-Printing Replicated In Mere Months…

Still, here’s one powerful metric that our mad-money printers in Washington surely didn’t notice as they ran the Fed’s printing presses red hot. To wit, the Fed’s balance sheet crossed the $5.2 trillion mark for the very first time in history on March 25, 2020.

That’s right. It took the Fed 106 years from the day it opened its doors for business in 1914 to reach the $5.2 trillion mark. And then it nearly replicated that figure in a matter of months.

Inflation should be no shock to anyone!

Is it any wonder, then, that we have had rampant inflation? That is, massive bubbles in the stock, bond, real estate, crypto, and other risk asset markets, followed by the highest consumer inflation rates in 40 years.

And that these inflationary forces have now become deeply embedded in the economy, with unit labor costs up nearly 17% in the last four years alone. That’s the highest rate of gain since the early 1980s. Needless to say, this is what happens when you monetize nearly 100% of Washington’s explosion of borrowing and spending. But the laws of sound money, fiscal rectitude, and economic gravity can’t be defied indefinitely.

It was always ordained, therefore, that there would be a time of painful reckoning. And that time has now arrived.

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Id rather trump spend billions on “unnecessary deportations” than biden spending billions on Ukraine.

Inflation is not gonna drop on Jan 20th.

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Yes, prepping for the total devaluation of the currency is probably a very good plan, and something peppers I follow discuss often. Having said that, shortly after the currency collapses is when you’ll also need to be ready for violence, crime, theft and worse. Society can’t survive a currency collapse without crime and violence following.

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Along with those wonderful “little” side effects, which I believe we are already seeing the early ripples of, I would be looking for the ultimate misdirection failing governments like to throw in.

As governments collapse they like to distract from their corrupt mismanagement by starting foreign wars and or internal us/them conflicts. Better to have a foreign enemy, or internal fighting, kill off those most capable of holding the kleptocrats and their plutocrat string pullers accountable for their crimes than to have to try and do it themselves before the masses finally turn on them.

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Nor is it likely to drop more than briefly anytime before 2028 and beyond. Unless Trump truly follows through on even a fraction of his proposed $2T in government spending cuts. If he actually does cut some, and doesn’t conveniently schedule the majority of the cuts to begin towards the end of his term - or after, then we will almost certainly dive into a massive recession or more likely depression in the next year or two.

This would likely bring a deflationary period. Though the government response would almost certainly be more money printing resulting in more inflation. Most likely hyperinflation.

The government is trapped. Its only real options now are to massively inflate its way out of debt or default on its debts. In either case the U.S. dollars in our savings accounts become worth a whole lot less. Or more likely become completely worthless.

They could try for the Hail Mary with some sort of debt jubilee. But this only works if they forgive the people’s debt first. Given how our government has been operating over the last several decades they are far more likely to only forgive their own debt and that of their corporate backers and keep sticking the rest of us and our decedents with the future bills.

“For those who are preppers. Consider that the biggest threat to your safety (both financial and physical) is not marauding gangs of street criminals, LGBTQ-people or illegal aliens bent on robbing you. But rather, the federal government’s bloat, unconstrained spending and printing money that will literally destroy your income and wealth through hyperinflation. Since 2017, according to Stockman, inflation has destroyed about 30% of the purchasing power of everyone’s savings and income.”

The biggest threat to me is not money, nor based on that premise of security, I have a lot of silver coins, I have no stocks or bonds, they can tank below -99%, it will not affect my wealth, because, one has to think and reason why they need any form of money in the first place? Is it not to get products and services? And what services does one really need, I would say for me it would be medical in nature ONLY, As for products, I have lived and practiced the prepared lifestyle for decades. Food for my family is not a concern, I have gathered food for many years and rotate the stuff that needs it, I have invested thousands in My Patriot Supply, I have a water source that would take a serious hit, if that ever happened, I have fishing and hunting gear, I have a net work of trusted military friends, I was a Spec Ops Instructor, that’s one skill set I have, we built a combat range on a farm owned by a friend, we practice, we choose our group core members based on Christian beliefs, Patriots to America, Skill sets, and then materials they have, in that order, and we keep it to a necessary minimum. I have no restate tax, my mortgage is nearly paid off, but does a mortgage have to be paid off? Because, if the SHTF that bad - everyone in the world we be that deep in the tank, right?

I have the space for everything to comfortably live for 5 solid years based on my inner core family, who all have skills, we all have spec ops training, yes, NVGs and helmets and plates, we are strictly defensive in nature. As my sensei, taught me, stay away from fighting and keep your mouth shut, until it can’t be that way. I did go over board on one luxury item, I have over 2,000 rolls of TP. Crazy, right? I can do without it, but the girls cannot.

BTW, we WILL one day be under the rule, authority and control of a cashless world monetary system, that will mean complete and full control of everything we do, I would predict that any form of black marketing will be punished severely. Any precious metals one has will become outlawed. And since our firearms would have been confiscated long ago from this point, we a mere subjects then, so yes freedom is not free, and as I look upon the horizons, I see very few warriors willing to stand in the gap between the globalist and the patriots. For them to succeed, they have to take our arms and shred the Constitution, in the same manner that Pelosi did with Trump’s Speech, a mere practice displayed in our Capital Building.

I know and believe that there are over 15,000 enemies that crossed our southern border, they are financed by their masters in foreign countries, living near our critical infrastructures, waiting for the Green Light, mark my words, inflation is a small speed bump in the realm of Socialism.

“Let them vote, let them all vote, as many times as they wish to, as it only matters who counts those votes, and I can count those votes in a second.” A I Voting Machine

That’s more or less how Hitler rose to power, isn’t it? Create and vilify enemies, cult-like followings and political spectacles, regular purges of the party to assure loyalty. With Hitler came WWII that killed people on an industrial scale.

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There are lots of necessities that can/will be affected by inflation. First, if you receive an income – wages, withdrawal from savings, social security, a pension – the purchasing power of that income disappears. In Weimar Germany, weekly adjustments and negotiations with business and unions was a regular part of the economic landscape. Second, any savings you might are inexorably destroyed by inflation. Deflation – where the purchasing power of savings increases – simply does not and never has happened.

Third, the prices and availability of utility services and energy increase. If you draw electric power, water, sewer, gas from a public utility you are exposed to price increases. Ditto the gasoline you put in your vehicles. Around here, eggs have been missing from grocery stores, just another “shortage” that illustrates the fragility of our supply chain (e.g., think the toilet paper of the last recession).

Tariffs exacerbate these problems as government mandated price increases (tariffs) simply get passed along to consumers in the form of high prices and less purchasing power. Ditto mass deportations of workers. During COVID, how many businesses closed because they could not find workers or could not hire workers at the prevailing wage for the work that needed to be done. That gets reflected in higher prices.

When Greece faced the prospect of default, the government considered things like “taxing” everyone’s bank accounts and simply confiscating the money in them. Or, using utilities to collect special taxes to keep the government afloat.

Two wonky books to consider.

One is Adam Fergusson’s book , When Money Dies: The Nightmare of Deficit Spending, Devaluation, and Hyperinflation in Weimar, Germany (2010) which describes how ordinary Germans coped with a world of currency collapse. Those who fared best owned property and securities that appreciated in tandem with inflation. Gold and silver just proved to be barter goods.

The other is Reinhart and Rogoff’s book This Time Is Different: Eight Centuries of Financial Folly (2011). It is an economic history of how governments created and then tried to cope with hyperinflation. The borrow and print cycle always devolved into hyperinflation.

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I don’t disagree. But, I have worked hard to reduce the economy as a demon for me. The Greece example - well they did it to themselves on many different levels. We have the means, having a group of farmers to have a lot of fuel on hand for necessary travel only. Food is not a concern nor water and firepower. Heat we have. Thus, we have eliminated a lot of the negatives, I am retired on a Government pension, if that fails, then, well, has not everything failed then? It, as of today, the US currency is king, if or when that fails and no one can step in, we are all in the same bucket, but those who have prepared will be better off, that is a simple fact.

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Is the sky falling AGAIN?

Having had little to nothing for the entirety of my life, I have become accustomed to a meager existence and consider myself blessed. Believe me when I tell you all it doesn’t take much to get by in this old world. It’s just that many have never experienced having to do so and don’t know how they would cope weathering the storm.

As long as we are not lobbing nukes at each other, this too shall pass.

To me this is where the major problems lies. WW2, which precipitated largely from the economic collapse of the Weimar Republic along with Japan’s struggles to procure sufficient resources to maintain its economy, led to a likely minimum of 70 million deaths worldwide with who knows how many more millions left injured and homeless. Nuclear weapons were only introduced at the very end of that conflict. Now there are enough of them to destroy life as we know it many times over. Not to mention the havoc that can be caused with global supply chain disruptions that can be thrown in these days with the use of EMPs, technological virus attacks, genetically engineered biological viruses, etc.

The destructive ability of our technology is growing exponentially while the evolution of our ability to avoid devastating conflicts still seems to be stuck back in the club and spear wielding hunter gatherer days. I have no faith that when the next Hitlers and Stalins rise up to take advantage of the growing global economic crises that they will refrain from using all of the destructive power available to them.

But most people in developed nations are very far removed from the ability to provide and maintain the basic necessities of life for themselves and their families. As we saw with Covid, even relatively minor disruptions to their day to day lives can send millions of people off their rockers. I think even if our leaders somehow manage to avoid escalating into an all out WW3 there are a whole lot of other scenarios that could send hundreds of millions of people running around in a panic as if the sky were falling.

I for one hope “This Time is Different”. Life in our quiet little middle class neighborhood is pretty darn good even if it isn’t always easy. I would love for it to stay that way. But there are a few billion people around the world struggling just to put enough food on the table while a very small percentage of people are living extravagantly in their palaces and traveling around on their mega yachts and private jets. All the historical examples I have seen when income disparities reach these levels and the government’s corruption gets this completely out of control have led to some very trying times for almost everyone unfortunate enough to be stuck in them. So I am doing what little I can to prepare for the likelihood that this time will turn out the same as all those other times.

Though I don’t have the time, money or other resources needed to prepare for the worst case scenarios that technology makes possible today. If our leaders turn out to be insane enough to use those tools I can only hope the end is as quick and painless as possible.

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