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I’m NEVER eating cereal w/ you Brother! 
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That is full SS benefits, we are allowed to retire when we determine, not the government. I retired the 1st of the year. I am about 5 months younger than Todd. 
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Sorry for your loss… 
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Your post, two posts above probably explains why.
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Depends on the genre. Reggae and SoCa are awesome! And so is EDM!
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If nothing aches in the morning first thing I do, check my pulse.
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