I had not until you asked the question; having previously evaluated Victor’s advice in the linked ASP Extra videos, I had no reason to watch it. However, I have now watched it.
IMPORTANT: IANAL - I AM Not A Lawyer.
I am just giving you an opinoni based on what knowledge I have and some basic logic.
First, remember that in the world of lawyers and court cases, decisions revolve around nuanced and detailed interpretation of words and phrases in the laws, in relevant appeals court rulings, and in the context of the specific case (thus the comment from a now-disbarred lawyer who famously ,in a deposition, actually said, “It depends on what the meaning of IS is.”).
My first take-away is that the quoted USCCA attorney rep and the two attorneys here are playing games with the language about whether crime has been committed. The only determination of a crime comes from a conviction in a court. Victor and his law partner repeatedly claim that a USCCA member will be abandoned by USCCA if someone at the insurance company determines a crime has been committed. The whole purpose of USCCA’s post-incident support is to provide services, including legal representation costs, of a member ACCUSED of a crime.
Will USCCA withdraw from supporting a member after conviction n a trial court? I don’t know, but if the law firm sees it as appropriate to appeal that conviction, I would expect support to continue as long as the appeals process is deemed appropriate. Someone from Delta Defense would have to explain the appeals process for USCCA members.
My other observation is that Victor, in particular, plays word games in teh final section of the discussion. The USCCA rep pointed out that there are other aspects of member support beyond paying for lawyers, such as obtaining bail. Victor claims now to know what he was defending… Yeah, right. Do AoR members get bail support? I don’t know; ask Victor.
In fact, the various post-incident programs show options for a lot of different services. One comparison article in Gun Digest lists
Other Areas Of Concealed Carry Coverage
In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered, but you’ll possibly be on the hook for:
- Crime Scene Clean Up
- Negligent Discharge
- Spouse And Family Self-Defense
- Property Damage
- Firearms Replacement
- Work Loss Coverage
- Personal Use Of Firearm (non-defensive)