Brad, It’s a catch 22.
Yeah, my wife and I got deducted for parts a+b on our birthday, no say or choice in the matter.
Looking at this, it looks like we could refuse it, but then pay a penalty if we signed up for it later. I don’t really care too much, I might fall off a cliff while hiking or pretend I’m a Secret Service recruit next range trip and shoot myself…
Looks like we were automatically enrolled as we took SS at 62.
I feel your pain.
Unless you worked in a job where you did not pay into social security, your social security benefit includes Part A Medicare coverage (which has a $0 premium) and Part B Medicare (which currently has a $185 monthly premium). Look on your social security account to see what your benefit payment is and what Medicare premiums are withheld.
Part B covers charges for: (1) Doctors’ services; (2) Outpatient care; (3) Preventive medical care; (4) Diagnostic tests; (5) Home health services; and (6) Durable medical equipment.
Part A covers charges for: (1) hospital and inpatient care; (2) hospice care; (3) home health, and (4) inpatient mental health care.
If you’ve enrolled in a Medicare Advantage Plan, a private insurance company (e.g., Aetna, Blue Cross), keeps your Part B premium in exchange for providing you with the coverage of traditional Medicare, usually plus some additional coverage like dental, hearing, gym memberships, etc,