Can you bypass the background check when you use your gun as collateral for a loan? Example: I’ll put up this shiny new Loudnboomer pistol if you lend me $100. Yes, it violates the spirit of the law but so what?
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Not all states require it. You are in what state? Only if the Pawn shop owner wants to lose his license. Can you use a friend or relative? 
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Bruce, Good point. I wasn’t thinking of a Pawn shop transaction…just 2 private citizens. Sorry for the confusion I caused. I’m in Virginia.
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If both sides keep it under the table, I would do the same thing. 
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If you’re asking for legal advice… In Virginia, that answer would likely be “no” you cannot bypass the background check law since it applies to all private transfers whether temporary (as in a “loan” or borrow for the weekend) or permanent (as in a sale).
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